CredSukat ("CredSukat," "we," "us," or "our") provides financial utility features that help users review credit information, understand assessment results, and access account support. This Privacy Policy explains how information is collected, used, disclosed, protected, retained, and deleted when you use the CredSukat Android application and related support services (collectively, the "Services").
Please read this Policy carefully. Where applicable law requires consent for a particular activity or permission, CredSukat will request it separately.
The information processed depends on the features you use and the permissions you grant.
1.1 Information You Provide
1.2 Information Generated Through Use of the Services
1.3 User-Installed Application Information on Android
CredSukat may process limited information about applications installed by the user when relevant to fraud prevention, risk assessment, or financial eligibility review. This processing is restricted to information needed for these purposes. CredSukat does not read, collect, or analyze system pre-installed applications.
CredSukat requests a permission only when the related feature requires it. You may refuse or later withdraw a permission through your device settings, although the associated feature may then be unavailable.
Permission-derived data is not used for unrelated purposes. CredSukat applies data-minimization controls and processes only the information reasonably needed to operate the requested feature, protect accounts, conduct relevant assessments, or meet legal obligations.
Data associated with CredSukat's Android permission features—including relevant data obtained through location, SMS, camera, or photos/media access—may be transmitted through encrypted connections to the following HTTPS endpoint for authorized processing:
https://api.credsukat.com
CredSukat may process information to:
Where required, processing is based on consent. Depending on the circumstances and applicable law, processing may also be necessary to provide requested Services, comply with legal obligations, protect legitimate interests such as security and fraud prevention, or protect the rights and safety of users and others.
CredSukat seeks to collect and retain only information that is relevant and reasonably necessary for the stated purposes. Access to permission-derived information is limited by purpose, technical controls, and authorized roles. Where practical, information may be aggregated, de-identified, or anonymized.
CredSukat does not disclose personal information except as described in this Policy or as otherwise permitted by law. Information may be shared with:
Service providers may process information only for authorized purposes and must apply suitable safeguards. CredSukat does not permit them to use permission-derived data for unrelated activities.
CredSukat uses reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, alteration, disclosure, loss, or misuse. These measures may include encryption in transit, access controls, authentication safeguards, monitoring, and restricted personnel access.
No transmission or storage system can be guaranteed to be completely secure. Users should protect their login credentials, maintain control of their devices, and notify customer support if they suspect unauthorized account activity.
Information is retained only for as long as reasonably necessary to provide the Services, fulfill the purposes described in this Policy, comply with legal and regulatory requirements, resolve disputes, enforce agreements, maintain security, and prevent fraud. Retention periods may differ according to the type of information and applicable obligations.
When information is no longer required, CredSukat will delete, anonymize, or securely isolate it in accordance with applicable law and operational requirements. Backup copies may remain for a limited period until they are overwritten or securely removed through standard retention cycles.
Subject to applicable law, you may have the right to:
You may manage Android permissions through device settings. Withdrawing a permission may prevent the related feature from working but does not affect processing completed before withdrawal where that processing was lawful.
To exercise a privacy right, contact us using the details in Section 14. We may need to verify your identity before completing a request. Some requests may be limited where retention or processing is required by law or necessary for security, fraud prevention, dispute resolution, or the protection of others' rights.
Where the feature is available, you may request or complete account deletion directly in CredSukat through the account, settings, or security page. You may also contact customer support at [email protected] for deletion assistance.
After a verified deletion request, CredSukat will delete or anonymize eligible personal information within a reasonable period. Information may be retained where required for legal, regulatory, accounting, security, fraud-prevention, dispute-resolution, or compliance purposes.
CredSukat is not directed to children under the minimum age required by applicable law, and we do not knowingly collect personal information from children without valid authorization. If we learn that a child's information was collected contrary to applicable requirements, we will take reasonable steps to delete it. A parent or guardian who believes a child has provided information improperly may contact us using the details below.
CredSukat and its service providers may process information in countries or regions other than the one in which you reside. Where required, we use legally recognized transfer mechanisms and appropriate contractual, technical, and organizational safeguards designed to protect transferred information.
This Policy may be updated to reflect changes to the Services, data practices, legal requirements, or security measures. The revised version will be made available through CredSukat or an associated policy page, with an updated effective date. Where required, we will provide additional notice or obtain consent before material changes take effect.
For privacy questions, rights requests, complaints, or account-deletion assistance, contact:
Email: [email protected]